Invisalign Payment Plans: Structures That Keep Cost Manageable

Most practices split Invisalign into a down payment plus monthly payments over treatment — often at 0% in-house. A $5,700 case with $500 down is about $217/month over 24 months at 0%.

Payment plan calculator

Total ($)

Down payment ($)

Months

APR (%)

Common structures

0% in-house: down payment + equal monthly payments during treatment, no interest — ask first.
Pay in full discount: some practices discount 3–5% for upfront payment.
Third-party financing: longer terms (36+ months), APR applies; compare total paid.
FSA/HSA timing: starting near a plan-year boundary can let you use two years of funds.